Meet a leader reshaping payments and banking across Latin America. In this episode-style interview, we walk U.S. readers through how a fintech infrastructure company turns complex bank integrations into simple transfer and verification flows.
The conversation explains why Prometeo matters in the wider world of fintech. It sits behind the scenes, helping platforms move money with fewer touchpoints and lower risk. You’ll see how APIs convert regional bank systems into one developer-friendly layer.
This short guide previews who ximena aleman is, what the firm builds, and why infrastructureborderless banking unlocks scalable cross-border products. Expect practical use cases like transfer payments, account verification, and compliance as the company grows into new markets.
Key Takeaways
- Who: A founder-led team building durable banking infrastructure.
- What: APIs that connect to many banks without redoing integrations.
- Why: Infrastructure reduces friction for payments and transfers.
- How: Real business flows — bank verification and compliant transfers.
- Next: Expansion plans focused on Latin America and U.S. partnerships.
Who Ximena Alemán is and what Prometeo is building in fintech
Her path from local journalism to tech strategy shows how storytelling can make banking infrastructure tangible.
From Uruguay to leadership in fintech, she began in journalism, moved into marketing leadership at a global law firm’s local office, and then earned an MBA focused on tech businesses.
That mix of reporting and product thinking helps her turn complex banking topics into clear plans teams can act on. It’s an underrated skill in B2B fintech: simple narratives speed engineering, sales, and compliance work.
What the firm builds: a B2B fintech infrastructure platform that connects global companies and financial institutions to banks across Latin America through a single API.
The single-API layer standardizes integrations so one connection can power account verification, transfer payments, and other banking flows across multiple institutions.
For U.S. teams, the timing matters: rising fintech demand in latin america and the need for predictable, compliant links make this work urgent.
This summary draws on a recorded episode interview and highlights direct operating lessons rather than theory.
Ximena Alemán – Co-founder & Co-CEO – Prometeo on payments, banking infrastructure, and borderless banking
True fintech progress comes from connecting banks, rails, and rules so products just work.
Fintech infrastructure is the plumbing that links apps to banks, handles rules, and keeps money moving. It removes bespoke work so teams can scale products across countries and regulators.
The team uses a “roads and bridges” analogy: build durable paths once, and many services can travel them for years. That mindset makes infrastructure compound value and unlocks future use cases beyond simple payment flows.
Over the past decade, latin america saw digitized payments, rapid lending innovation, and inclusion gains from neobanks and policy shifts. Yet gaps remain where legacy systems still block smooth bank connectivity.
One open banking network now covers 1,000+ financial institutions and 1,000 APIs. For developers that scale means faster bank connectivity, fewer bespoke integrations, and more consistent payment experiences.
Cross-border demand drives many connections. Global banks and fintechs use APIs to simplify transfer payments and bank transfer workflows. The result: better reliability, observability, and fewer costly failure points.
“Build infrastructure so banking feels like a utility: stable, accessible, and usable for generations.”
Scaling trust and compliance: bank account verification, fraud prevention, and real-world use cases
A customer’s need to stop misrouted funds became the spark for a three-year product to reduce payment failures.
Origin story: The team built account verification after one client highlighted repeated payout errors. What started as a single request turned into a multi-year product when the scope of the problem became clear.
How a customer request became a multi-year product for account and payment verification
Bank account verification means confirming ownership and validity before money moves. That simple check prevents wrong-account sends and avoidable disputes.
Reducing risk in banking: KYC, AML, fraud prevention, and error prevention in bank transfer payments
Verification ties into stronger KYC and AML workflows. It helps flag mismatched owners, reduce returns, and lower fraud attempts.
Expansion beyond Latin America: launching bank account verification in the United States
Launching the product in the United States marked a shift from regional pilot to broad readiness. Coverage now spans 11 countries, showing operational scale rather than an MVP.
- Practical benefits: fewer failed payouts, cleaner reconciliations, and more reliable transfer payments.
- Compliance wins: smoother KYC and AML checks for regulated teams.
Bottom line: verification is not a nice-to-have. It’s core infrastructure that makes payments predictable and helps banking infrastructureborderless work at enterprise scale.
Conclusion
This episode closes with a simple idea: durable infrastructure makes global banking predictable. The conversation highlights how ximena aleman and her team focus on building long-lived plumbing that helps platforms scale.
Good infrastructure reduces integration work, improves transfer outcomes, and cuts failed payouts. It also makes account checks and transfer payments more reliable across latin america and beyond.
Why it matters: consistent APIs and verification act as the trust layer that lets companies expand without rebuilding flows for every market.
Watch next for growth in the U.S.: more bank account verification and wider use of infrastructureborderless solutions in the world of payments. To learn more, visit https://prometeoapi.com, explore product docs, or reach out to help — ussupport and uswork can guide integration and centersecuritylegalterms conditionsfollow. Thanks for reading; invisible infrastructure often does the heaviest lifting.